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  Buy vs Rent
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  <span class="largeTitle mobileCalc">Buy vs Rent, a Home Calculator </span>
  <div id="divRentText">
  <span class="hidden-xs">If you've been thinking about buying a home, but you're not sure if you'll benefit over the long haul, then try our
  <span class="bold">rent versus buy a home calculator</span>.&nbsp;</span> This free tool not only allows you to compare your
  monthly payments for renting, or buying, but offers additional analytics.&nbsp; <span class="hidden-xs">The calculator provides an estimate
  of the home's future value, as well as the tax savings you'll realize when buying a home.&nbsp;</span>
  </div>
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  <tbody>
  <tr class="trRentTitle">
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  <span class="spanRentTitle">Renting a Home:</span>
  </td>
  <td id="tdRentBtns2"></td>
  </tr>
  <tr class="visible-xs">
  <td colspan="5">&nbsp;</td>
  </tr>
  <tr>
  <td colspan="2">Monthly Rent <span class="hidden-xs">($ / Month)</span></td>
  <td class="ee116" colspan="3">
  <input id="p1E6" class="tbCalcPoints tbCalcInputs tbPerMonth tbCalcDollar" name="p1E6" tabindex="1" type="tel" />
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  <td colspan="5">&nbsp;</td>
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  <td colspan="3">
  <input id="p1E7" class="tbCalcPoints tbCalcInputs tbPerMonth tbCalcDollar" name="p1E7" tabindex="2" type="tel" />
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  <tr class="visible-xs">
  <td colspan="5">&nbsp;</td>
  </tr>
  <tr>
  <td colspan="2">Expected Annual Rent Increase <span class="hidden-xs">(%)</span></td>
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  <td colspan="5">&nbsp;</td>
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  <td colspan="5"><span class="spanRentTitle">Buying a Home:</span></td>
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  <tr class="visible-xs">
  <td colspan="5">&nbsp;</td>
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  <td colspan="2">Purchase Price of Home <span class="hidden-xs">($)</span></td>
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  <td colspan="5">&nbsp;</td>
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  <tr>
  <td colspan="2">Mortgage or Home Loan <span class="hidden-xs">($)</span></td>
  <td colspan="3">
  <input id="p1E12" class="tbCalcPoints tbCalcInputs tbMoney tbCalcDollar" name="p1E12" tabindex="5" type="tel" />
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  <tr class="visible-xs">
  <td colspan="5">&nbsp;</td>
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  <tr>
  <td colspan="2">Interest Rate on Loan <span class="hidden-xs">(%)</span><span class="spanRentBuyNotes"> (Bump rate to compensate for MI if needed)</span></td>
  <td colspan="3">
  <input id="p1E13" class="tbCalcPercent tbCalcPoints tbCalcInputs" name="p1E13" tabindex="6" type="text" />
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  <tr class="visible-xs">
  <td colspan="5">&nbsp;</td>
  </tr>
  <tr>
  <td colspan="2">Term of the Loan <span class="hidden-xs">(Years)</span></td>
  <td colspan="3">
  <input id="p1E14" class="tbCalcPoints tbCalcInputs" name="p1E14" tabindex="7" type="tel" />
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  <tr class="visible-xs">
  <td colspan="5">&nbsp;</td>
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  <tr>
  <td colspan="2">Closing Costs <span class="spanRentBuyNotes">(Do not include Escrows or Interim interest)</span></td>
  <td colspan="3">
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  <tr>
  <td colspan="5">&nbsp;</td>
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  <tr>
  <td colspan="2">Homeowners Insurance <span class="hidden-xs">($ / Year)</span></td>
  <td class="ee116" colspan="3">
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  <td colspan="5">&nbsp;</td>
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  <td colspan="2">Property or Real Estate Taxes <span class="hidden-xs">($ / Year)</span></td>
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  <tr class="visible-xs">
  <td colspan="5">&nbsp;</td>
  </tr>
  <tr>
  <td colspan="2">Home Maintenance <span class="hidden-xs">($ / Year)</span></td>
  <td colspan="3">
  <input id="p1E18" class="tbCalcPoints tbCalcInputs tbPerYear tbCalcDollar" name="p1E18" tabindex="10" type="tel" />
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  <tr>
  <td colspan="5">&nbsp;</td>
  </tr>
  <tr class="trRentTitle">
  <td colspan="5"><span class="spanRentTitle">Home Ownership Assumptions:</span></td>
  </tr>
  <tr class="visible-xs">
  <td colspan="5">&nbsp;</td>
  </tr>
  <tr>
  <td colspan="2">Years before Selling</td>
  <td class="ee116" colspan="3">
  <input id="p1E21" class="tbCalcPoints tbCalcInputs" name="p1E21" tabindex="11" type="tel" />
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  <tr class="visible-xs">
  <td colspan="5">&nbsp;</td>
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  <tr>
  <td colspan="2">Home Appreciation Rate <span class="hidden-xs">(% / Year)</span></td>
  <td colspan="3">
  <input id="p1E22" class="tbCalcPercent tbCalcPoints tbCalcInputs tbPercentYearly" name="p1E22" tabindex="12" type="text" />
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  <tr class="visible-xs">
  <td colspan="5">&nbsp;</td>
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  <tr>
  <td colspan="2">Cost to Sell Home <span class="hidden-xs">(% of Selling Price)</span></td>
  <td colspan="3">
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  <tr class="visible-xs">
  <td colspan="5">&nbsp;</td>
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  <tr>
  <td colspan="2">Federal / State Income Tax Rate <span class="hidden-xs">(%)</span></td>
  <td colspan="3">
  <input id="p1E24" class="tbCalcPercent tbCalcPoints tbCalcInputs" name="p1E24" tabindex="14" type="text" />
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  <tr id="trRentBtns">
  <td colspan="2" id="tdRentBtns">
  <input class="btn btnBlue" onclick="clearValues('')" type="button" value="Clear Values" id="clearBtn"/>
  <input class="btn btnGreen" onclick="recalc_onclick('', '')" type="button" value="Calculate" id="calcBtn" />
  <input class="btn btnYellow" onclick="demoValues();" type="button" value="Demo" id="demoRent" />
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  <div class="btn btnMonthControl btnGray" id="btnChart">Charts</div>
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  </div>
  <div class="row" id="divTextResults">
  <div class="col-md-12 mobileCalc">
  <div class="dashboardCard pdfBackground" id="printableResults">
  <table id="tableRentResults" class="tableRentResults mobileCalc">
  <tbody>
  <tr>
  <td class="ee108"><span class="spanRentTitle">Calculator Results:</span></td>
  <td class="ee124"><span class="bold">Buying</span></td>
  <td class="ee124"><span class="bold">Renting</span></td>
  <td class="ee124"><span class="bold">Ownership Benefit</span></td>
  </tr>
  <tr>
  <td class="ee111 tdSubTitle">Monthly Payment <span class="hidden-xs">($ / Month)</span></td>
  <td class="ee127">
  <input class="ee118" id="p1D29" name="p1D29" readonly="readonly" tabindex="-1" type="text" value="0" /></td>
  <td class="ee127">
  <input class="ee118" id="p1E29" name="p1E29" readonly="readonly" tabindex="-1" type="text" value="0" /></td>
  <td>&nbsp;</td>
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  <tr>
  <td class="ee111 tdSubTitle">Payment - End of Period <span class="hidden-xs">($ / Month)</span></td>
  <td class="ee127">
  <input class="ee118" id="p1D30" name="p1D30" readonly="readonly" tabindex="-1" type="text" value="0" /></td>
  <td class="ee127">
  <input class="ee118" id="p1E30" name="p1E30" readonly="readonly" tabindex="-1" type="text" value="0" /></td>
  <td>&nbsp;</td>
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  <tr>
  <td class="ee111 tdSubTitle">Property Tax and Insurance <span class="hidden-xs">($ / Month)</span></td>
  <td class="ee127">
  <input class="ee118" id="p1D31" name="p1D31" readonly="readonly" tabindex="-1" type="text" value="0" /></td>
  <td class="ee127">
  <input class="ee118" id="p1E31" name="p1E31" readonly="readonly" tabindex="-1" type="text" value="0" /></td>
  <td>&nbsp;</td>
  </tr>
  <tr>
  <td class="ee111 tdSubTitle">Maintenance <span class="hidden-xs">($ / Month)</span></td>
  <td class="ee127">
  <input class="ee118" id="p1D32" name="p1D32" readonly="readonly" tabindex="-1" type="text" value="0" /></td>
  <td colspan="2">&nbsp;</td>
  </tr>
  <tr>
  <td class="ee111 tdSubTitle">Total Monthly Expenses <span class="hidden-xs">($ / Month)</span></td>
  <td class="ee127">
  <input class="ee118" id="p1D33" name="p1D33" readonly="readonly" tabindex="-1" type="text" value="0" /></td>
  <td class="ee127">
  <input class="ee118" id="p1E33" name="p1E33" readonly="readonly" tabindex="-1" type="text" value="0" /></td>
  <td>&nbsp;</td>
  </tr>
  <tr>
  <td class="ee111 tdSubTitle">Total Cost Before Selling / Moving <strong><span id="sellYears"></span> (Years)</strong> ($) </td>
  <td class="ee127">
  <input class="ee118" id="p1D34" name="p1D34" readonly="readonly" tabindex="-1" type="text" value="0" /></td>
  <td class="ee127">
  <input class="ee118" id="p1E34" name="p1E34" readonly="readonly" tabindex="-1" type="text" value="0" /></td>
  <td>
  <input class="totalDifference" id="totalDifference" name="totalDifference" readonly="readonly" tabindex="-1" type="text" value="0" /></td>
  </tr>
  <tr>
  <td class="ee111" colspan="2">&nbsp;</td>
  <td class="ee111" colspan="2">&nbsp;</td>
  </tr>
  <tr>
  <td class="ee111 spanRentTitle bold" colspan="2">Additional Ownership Adjustments:</td>
&nb

The Sargent Team NMLS# 258349, 273045, 977600, 1041865, 1544252
SecurityNational Mortgage Company  
Website: www.keithsargent.com | Email: keith@keithsargent.com
Phone: 801-838-9838 | Fax: 801-303-8546 | Cell: 801-573-4775
6965 S. Union Park Center # 300, Cottonwood Heights, Utah 84047 

The Sargent Team

The Sargent Team

 Google Business Review

Equal Housing Lender

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